Whether you rent or own, flood insurance is highly recommended for all residents, regardless of whether the property lies in a mapped floodplain. Because Caddo Parish participates in the National Flood Insurance Program (NFIP), all residents of unincorporated Caddo Parish are eligible for rate-restricted flood insurance through local insurance agents. Remember, most homeowner’s insurance does not cover flood damage. Contact your property insurance agent to purchase flood insurance.
If your home or business is located within the Special Flood Hazard Area, flood insurance is required.